Frequently Asked Questions (FAQ)

This is the place where we hope to answer some of the most commonly asked questions that our customers might have.

What types of rides can I finance through your service?

We offer financing for a wide variety of vehicles, including all types of cars, whether its a truck, SUV or a Sedan, as well as ATVs (All-Terrain Vehicles), UTVs (Utility Terrain Vehicles), snowmobiles, RVs (Recreational Vehicles), boats, jet skis, motorcycles, heavy equipment and so much more. If you are not sure whether the type of ride you’d like to finance falls under these categories, contact us.

Do you have customer service?

Of course! We are more than happy to answer any of your questions if you send us an email or give us call. Our service reps are always available during work hours to aid you in the financing process.

Can I get pre-approved for vehicle financing?

We understand that the vehicle financing process can be daunting, that is why we want to make this experience as stress free as possible. You can apply for financing through our easy online application on the Finance That Ride page. Simply fill out the form with your details, and we’ll get back to you as soon as possible. From there, we may ask you for some more information before returning with the results of what you may qualify for. 

What happens if I have bad credit?

We make sure to work with a variety of lenders who specialize in helping individuals with less-than-perfect credit. We’ll do our best to find a financing option that works for you.

What does it mean to get pre-approved?

Getting pre-approved for vehicle financing means that a financial institution, otherwise known as a lender, has assessed your credit and determined a loan amount and interest rate that you are able to qualify for before you begin shopping for your ride. Here are some benefits and steps involved in the process:

  1. Understanding of Your Budget: Vehicle pre-approval gives you a clear understanding of how much you can afford, helping you narrow down your choices.
  2. Faster Purchase: Since the financial aspect is already handled, you are able to focus solely on finding the right ride for you, making the purchasing process much more efficient.
  3. Better Negotiating: By completing a pre-approval, you can negotiate better terms and prices with dealers.
  4. Fixed Interest Rate: Securing a pre-approval can lock in your interest rate, protecting you from any potential rate increases.

Steps to Get Pre-Approved on Our Website:

  1. Complete the form under the Finance That Ride page: Fill out the form with your personal, financial and employment information. 
  2. Extra Information: Submit Required Documents:  Once the form is submitted we will ask you to provide us with any extra necessary documents such as proof of income, identification, and any other required paperwork.
  3. Receive Pre-Approval Decision: Once everything is submitted, we will review your application and get back to you with the loan terms that you may qualify for as soon as we can.

Getting pre-approved ensures that you are ready to make an informed purchase that fits your needs and circumstances. 

How long does the financing approval process take?

The actual approval process has no fixed duration. It may be as quick as a day or it may take a few days, depending on how quickly we receive all the necessary documents and lenders provide us with a response.

Are there any fees in the application process?

There are no fees for applying to finance your ride. However, there may be other fees associated with the loan, which will be disclosed upfront.

If there any other questions that you may have that we did not answer in this FAQ, feel free to reach out to us by email or phone.

info@financethatride.ca

+1 800 807 0197